Current Rates

Important Announcement

To better serve our members and enhance our product offerings, USA FCU will begin a computer system upgrade on Monday, June 25, 2018. 

As we prepare internally for this change, we want to be sure you know what to expect during this time and going forward.

Effective June 25th, ACH debits can settle on the same day they are originated. You will now see transactions posted throughout the day. As previously announced in June 2017, the Federal Reserve Bank now sends multiple ACH files per day.
ATM/Visa Debit Cards, Home Banking, & TellSouth will be unavailable from Sun June 24 at 2pm until Mon June 25 at 2 pm



New Auto Loan
36 - Months as low as 1.74% APR
48 - Months as low as 1.94% APR
60 - Months as low as 2.24% APR
72 - Months as low as 2.84% APR
Used Auto Loan
60 - Months (2015 - 2017) as low as 2.24% APR
48 - Months (2012 - 2014) as low as 2.99% APR
36 - Months (2008 - 2011) as low as 3.99% APR
New Motorcycle or ATV Loan
36 - Months as low as 3.49% APR
48 - Months  as low as 3.69% APR
60 - Months  as low as 3.99% APR
72 - Months as low as 4.49% APR
Other Loans
Open-End Signature Loans as low as 10.40% APR
Closed-End "Get Away" Loans as low as 7.40% APR
New and Used Boat Loans as low as 5.50% APR
Home Equity Loans call us for current rate
VISA Credit Cards as low as 8.90% APR / no annual fee

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