Products and Services
Share accounts are the basic account of the credit union. Once you have established a share account, you may apply for any of the other services offered by the Credit Union. These accounts earn monthly dividends based upon your balance.
- Initial $1 membership fee
- No monthly service charge
- $25 minimum balance
- Up to $250,000 insured by the NCUSIF
Our share draft accounts are economical and easy with great benefits.
- $100 minimum to open an account
- No minimum balance to maintain
- Overdraft protection available
- Overdraft Privilege (courtesy pay) to qualified members
- No monthly charge for VISA debit cards
- Subject to credit approval
Our IRA accounts have competitive rates and are an excellent way to save on taxes. We offer IRA certificates with a selection of terms and IRA club accounts.
With a minimum deposit, you will receive quarterly dividends from our share certificates. Our rates are competitive. Choose from a selection of terms.
These accounts are great in helping to save for the Christmas holidays. Proceeds are automatically transferred in early November into either your share (savings) account or into your share draft (checking) account. Open your Christmas Savings Account at any time. No minimum deposit required.
Payroll deduction allows you to have a portion of your paycheck automatically deposited into your credit union account. You can also use this method to make payments on your loans here at the Credit Union. It is quick, safe and easy!
USAFCU offers USA students an easy way to pay for tuition and fees, housing, meal plans, and books in monthly installments.
Two options are available:
- Tuition Payment Plan (Student) Download Application here
- Tuition Payment Plan (Guarantor)
Access your checking accounts with a convenient check card instead of carrying a checkbook.
Your personal time is important so do not stand in line to deposit your paycheck. Go Direct Deposit. This is the most convenient and safest way for your paycheck to be deposited into your account with immediate availability.
TellSouth is USAFCU's telephone banking system. With TellSouth, you have access to your account 24 hours a day, 7 days a week from any Touch Tone telephone. TellSouth is free and you can conduct many transactions including:
- Account balance
- Cleared checks
- Deposit inquiries
Cash and convenience! No fees when you use your USAFCU ATM or VISA debit card at any of our ATM locations or any CO-OP ATM.
Domestic and international wires for minimum fees.
Our drive-ups are open from 7:30 a.m. until 5:00 p.m. Monday through Thursday and until 5:30 p.m. on Fridays.
Located at our main branch on in the drive-up:
103 Hillcrest Road
Mobile, Al 36608
For our young members, ages 0-18, this is an account to save for something special. No minimum deposit required. Dividends are paid monthly.